Zash Loan App: How to Download and Apply for a Loan

zash loan app

Are you looking for an easy and efficient way to get a loan in 2023? Look no further than the new Zash Loan App. 

This digital lending platform offers fast, simple, and convenient loans with competitive interest rates.

Overview Of The Zash Loan App

The Zash Loan app is a digital lending platform allowing users to get loans with rates as low as 20 percent interest.

What Is The Zash Loan App

The Zash Loan App (ZLA) is an online loan provider that provides customers access to quick, secure, and cost-effective loans. 

ZLA offers fixed rate interest rates starting at 17%, and the duration of a loan can be set up to 24 months. 

The app requires Android version 4.1 or higher and works efficiently on mobile phones, making it convenient for users to apply for loans quickly anytime, anywhere.

Loan Interest And Duration

Zash Loan App offers a range of competitive interest rates depending on the type of loan applied for. 

The repayment period also varies from one month to six months, as offered in the app, based on your credit score when applying. 

Borrowers should note that any cost associated with payment must be factored into their budget accordingly when preparing to repay their loans within the stated limits by the due date.

How To Download The Zash Loan Application

Getting started with Zash Loan App is easy and fast. You can download the application from Google PlayStore in just a few minutes. 

Here’s what you need to do:

  • Open your device’s Google Play Store app and type “Zash Loan App” into the search bar.
  • Tap on “Download,” then accept all permissions that Google requires for installation before downloading this loan application software’s 20 MB file size onto your device.
  • Once downloaded, tap “Install” to start using the Zash Loan Application. 
  • Create an account within the app to access 24/7 online loan services through the m-PESA platform. 

Pros Of The Zash Loan App

Quick and easy loan application process

Zash Loan App enables users to apply for a loan quickly with just a few taps on their devices. The streamlined app helps borrowers find the best available option within seconds.


With the Zash Loan App, customers can manage their finances anytime, anywhere, from their mobile phones – no paperwork or long waiting lines required!

Low-interest rates

Unlike conventional lenders, Zash offers competitive interest rates and repayment plans tailored to meet its customers’ needs. This ensures that borrowers save money over time while quickly accessing much-needed capital.

Secure transactions

Transactions on the Zash digital platform are entirely secure, protected by encryption technology from leading security providers. This makes borrowing via the app stress-free as customers know they’re shielded against fraudsters or data theft.

Cons Of The Zash Loan App

  • The app download is currently limited to Android users as it is unavailable for Apple iOS.
  • The app requires an Android version 4.1 and above to work efficiently on your phone.
  • With features designed for those without access to banking, hidden fees can be charged, sometimes making it difficult to know the exact loan interest rate before borrowing.
  • Making a payment on a loan taken from the Zash Loan App requires the user to use M – PESA with their Paybill number of 733555, meaning that customers may incur extra costs for account management and payment processing fees.
  • The loan limit of Ksh 500 makes it difficult for one to access more significant amounts should they need more money compared to other digital lending platforms that offer higher sums.
  • Since the Zash Loan App is relatively new, the user experience varies widely significantly when accessing support or reporting issues with the app.

How To Apply For A Zash Loan

You can easily apply for a loan using the Zash App in a few steps: 

  • To start, open the Zash Loan App on your mobile device and tap the “Start Your Application” button.
  • Enter your details, such as name, email address, and phone number, and upload your ID photo back and front.
  • Enter the loan amount and duration you want to borrow money, understanding the associated interest rate.
  • Once done, submit your loan application for approval by clicking the “Submit” button.
  • To get approved, you must provide supporting documents such as proof of income and identity.
  • You must also agree to their terms and conditions before proceeding with the application process.
  • Once approved, you can receive the loan amount in your M-Pesa account within 24 hours.

How To Repay Zash Loan

Repaying a Zash loan is easy and can be done via M-Pesa or the main website. Below are the steps needed to repay your loan.

You can make payments through M-Pesa using the Zash M-Pesa pay bill number 733555. All you need to do is enter the amount due and your phone number as the account number and press ‘OK.’

Alternatively, you can log in to your account on the app/website, select ‘Pay Now,’ and choose your payment method (M-Pesa).

Enter the Loan Interest amount due on that date and press ‘Ok’ to submit a payment request.

Payments must be paid promptly to avoid late fees/penalties, which could incur additional costs and affect credit scores adversely.

Final Take:

Overall, the Zash Loan App is an easy and convenient way to apply for and manage a loan. With the Zash Loan App, you can easily download the app from the Google Play store, check your eligibility, receive a loan, pay off your loan in an easy repayment system and get support from its customer care via M-Pesa pay bill.